REAL ESTATE LOANS FOR INVESTORS
Washington DC · Southern Maryland · Northern Virginia
(other areas on a case-by-case basis)
Experience
We see things from an investor’s perspective. Our underwriting team has successfully completed over 400 local real estate projects (from rehabs, condo conversions to ground up construction). We’ve seen a lot, done a lot, and learned a lot. Use our wealth of knowledge to your advantage. We will help you avoid the common mistakes we see investors make every day.
Project Management Assistance
We help you manage your project from start to finish. We just don’t lend you money and wish you well. We stay involved and are always here if you need us. Your success is our success. We do everything we can to ensure that your real estate project gets completed and remains profitable.
The Difference
| US | OTHER LENDERS |
| Minimum Credit Score | No, credit score not an issue | Yes, mid 600’s or higher |
| Down Payment | Not required | Yes, between 20 to 30% |
| Bank Statements | Not required | Yes, must show reserves |
| Tax Returns | Not required | Yes, must show income |
| Appraisal Needed for Approval | Typically, No | Yes |
| Monthly Payments * | No | Yes |
| Pre-Payment Penalty | No | Yes |
| Application Fee | No | Yes |
| Rehab Projects over 100K | Yes | No |
| Construction Loans | Yes | No |
| Joint Ventures | Yes | No |
| Approval in 24 hours | Yes | No |
| Accept Newly Self-Employed | Yes | No, must show 2 years income |
| Direct Lenders | Yes | Often are really brokers |
| Second trusts behind us | Allowed | Not allowed |
| Cash Out Re-Fi’s | Yes, unlimited | No |
Our funding offers:
• REHAB LOANS. For fix and flip investors!
• SHORT-TERM LOANS. 60-day loans, starting at 2.99% (flat fee)!
• CASH OUT REFINANCING. Unlimited cash out!
• TRANSACTIONAL FUNDING FOR SHORT SALES OR REOs
What We Do:
• Rehab Loans (“Fixer Uppers”)
• Commercial Loans
• Cash Out Refinancing. Unlimited cash out.
• Short-Term Flat Fee Loans. 60 days starting at 2.99% flat fee
• Transactional Funding for Short Sales and REOs
• Rental Properties (individually or entire portfolios)
• Condo Conversion Loans
• Co-Ops
• New Construction Loans (from ground up)
• Vacant Land Loans
• Loans for vacant and blighted properties
• Loans to pay off delinquent property taxes
• Loans to purchase, renovate or refinance inherited properties (Estate/Probate)
Joint Venture Partnerships
& Project Management Assistance:
• “High End” Luxury Residential Properties (Non-owner Occupied)
• Difficult Hard Money Scenarios (deals other lenders have turned down)
Mentorship & Home-buying Seminars:
Highly personalized seminars and programs that focuses on the local DC Metro market.
Pre-purchase Inspection or Status Inspections:
We’ll tell you what we think
(after being involved in hundreds of local real estate projects,
we know what to look for)
