Noocratic Council for Economic Wellbeing


Board of Governors of the Nibiru Reserve
Noocratic World Central Creditbank System
Providing the world with a safe, secure, & stable
smart monetary global financial system



Smartpay Systems



We are a Noocratic Government based decentralized autonomous organization empowering public crypto-banking for all humanity, creating new smart communities to improve the lives of children. Our program services help our global family identify the most vulnerable necessities for our children and develop care plans for them.




SMART Payment Policies


Nibiru Reserve's Key Policies for the Provision of Smart Financial Services

Guidelines for Evaluating Multisig Account Requests

SmartPay System Risk

Sponsorship for Priority Telecommunication Services


Smart Regulations & Statues


Regulation for Funds and Collection of Smart Checks

Regulation for Financial Smart Market Utilities

Regulation for Cryptocard Interchange Fees and Routing

Smart Law Regulations & Statues


World Financial Smart Markets


Supervision & Oversight of Financial Smart Market Infrastructures

Designated Financial Smart Market Utilities

International Standards for Financial Smart Market Infrastructures

Industrial Utilities



Reserve Cryptobank Counterpay and Mutual CreditBanking Services


Automated Clearinghouse Services

Cryptocheck Services

Cryptocurrency Coin Tokenization Services

Daylight Overdrafts & Fees

Nebwire Funds Services

Nebwire Securities Services

Financial Agency Services

Global Settlement Service



World Research Committees


SmartPay Research

SmartPay System Policy Advisory Committee

Data Forums






Contact us



Nibiru Reserve Creditbank of Nu University
Global Creditbank
Creditbank of Atlan
Nu University, Texas 0000



Nibiru Reserve